WHAT IS MEDICAL PAYMENT INSURANCE aka MEDPAY? HOW DOES IT HELP ME AND MY PASSENGERS? WHY SHOULD I/WE USE IT?
Medpay is a type of insurance you have on your OWN auto policy (Nationwide, Allstate, State Farm, GEICO etc) to help pay for Chiropractic treatment if you’ve been in a car wreck, whether it’s your fault or not. Medpay pays for you and ALL passengers in your car who are injured during the accident. We always recommend you and your passengers use medpay. Most people are worried that if they use medpay it will raise their premium. Also people say why should I use MY insurance if the accident was not my fault. The reason is simple…it will NOT raise your monthly or yearly premium and if it pays your chiropractic bill in full or part – that leaves more of the final settlement money in your pocket. Sounds too good to be true – right? The reason is you paid EXTRA for this coverage. When you took out your auto policy your insurance agent probably added Medpay and you didn’t even know it. Medpay is not expensive…pennies a day. It is kinda like having dental insurance on top of your health insurance…you normally pay extra for dental insurance.